Financing Available-Up to $40,000

Utah Basement Company has teamed up with Ben Bird at Key Bank to provide financing for your basement finishing project.

Ben Bird

Key Bank



For individual applicants:

  • Middle credit score of 650 or higher

For joint applicants:

  • Primary borrower middle credit score of 650 or higher
  • Debt-to-income ratio of 45% or lower (adjusted gross back-end)
  • Bankruptcies discharged 2 years or more
  • Second position lien shall be applied against the property

Documents Needed for Approval

  • Signed and dated Information Disclosure Authorization (IDA)
  • Past 2 years of W-2’s (each borrower)
  • Most recent pay stub (each borrower)
  • Recent mortgage statement
  • Signed letter of explanation for any derogatory credit
  • of any open collections paid (if applicable)

To apply, just contact Ben at Key Bank here.

Below are quick access links about our home loans, and credit application.

Unsecured Home Improvement Loan  |  lattitude flyer  |  Credit Application